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Office Hour Change

Effective January 16, 2015, our hours will be as follows:

Monday – Thursday 9 am to 5 pm
Friday – 9 am to noon

We will be unavailable for appointments or phone calls on Friday afternoons, so that we may finalize our work for the week. This also ensures that we have some uninterrupted time to devote to the needs of our clients.

Affordable Care Act Means More Documentation at Tax Time for All Military Members Affordable Care Act Means More Documentation at Tax Time for All Military Members

Image Credit: / MoneyBlogNewz

There will be a few more forms needed this tax season, thanks to the Affordable Care Act. All Americans will be required to prove that their health care coverage meets the minimum essential coverage standard, or possible pay a fee.


For most Americans, 1095 is the tax form needed to prove their health insurance meets the standard.


However, military members, including active duty, retired, selective reserve, and retired reserve, and their eligible family members, may need to keep an eye out for a few new forms to supply to their CPA, including IRS Forms 1095-C and 1095-B.


Beginning in January, 2016, DFAS will be providing 1095-C and B forms to retirees, annuitants, former spouses, and other individuals having TRICARE coverage during part or all of 2015. This form documents that you, and any applicable family members, have the minimum essential coverage. These forms will be supplied no later than January 31, 2016.


For more information about the impact of the Affordable Care Act on your federal income tax at: , or


Guardianship & Licenses and Permits: My Ward Still Has the Right to Do What? Guardianship & Licenses and Permits: My Ward Still Has the Right to Do What?

Image Credit: Mouser Williams

Here is something fun to ponder about the Guardianship laws. Florida Statute 744 does not specifically address the many licenses, permits, authorities, and other similar items issued by the State for all kinds of things.


For example, a pilot’s or captain’s license. If a ward has such a license, their right to fly their plane or captain their boat may not automatically be removed in a Plenary Guardianship. (And yes, we have experienced this issue.)


What about recreational licenses or permits for hunting or fishing?


Presumably, all of these should have some requirements and language baring the ward from acquiring, keeping, or using the permit, license, or authority if they have been adjudicated incapacitated, but they don’t always.


Just one more thing to think about when it comes to guardianship.


Guardian Advocacy Options & Resources – November, 2015 Newsletter

Chronicles of a Professional Guardian


Serving as Care Managers, Elderly & Disabled Life Care Plan Assessors, and providing Professional Guardian services in Central Florida for over 20 years, we have discovered unique solutions to many difficult problems.


We are continuing our tradition of giving back by sharing our knowledge in the hopes that this information can help others to better serve and care for our elderly and disabled population.

Guardian Advocacy Options & Resources Guardian Advocacy

Image Credit: Ricciardi

Almost every month we get calls from families of intellectually challenged young adults who are looking for information about Guardian Advocacy. When they call us, they often don’t know where to turn, and don’t know about some of the options and resources available to them.


What is Guardian Advocacy?


When a person is born, generally their parents are their natural guardians up until they turn 18, at which point they become “an adult”. However, this is problematic when a developmentally disabled child becomes an adult, and the parent no longer has the legal ability to make decisions for them. That’s where Guardian Advocacy can help.


“Guardian Advocacy is a process for families, caregivers, and friends of individuals with a developmental disability to obtain guardianship without declaring the individual incompetent.”


It is important to note that not everyone with a developmental disability is appropriate for a Guardian Advocate. This decision may need to be reviewed with an attorney, probably one who works with special needs trusts and elderly clients, and who understands special needs.


Typically, the most common disabilities that qualify to have a Guardian Advocate are: “a disorder syndrome that is attributable to retardation, cerebral palsy, autism, spina bifida, or Prader-Willi syndrome; that manifests before the age of 18; and constitutes a substantial handicap that can reasonably be expected to continue indefinitely.” (Source: 14th Circuit Court Guardian Advocate Information)


Guardian Advocacy Resources

When someone calls us looking for Guardian Advocacy information, there are a few resources we always give out. First, we recommend they consult with an attorney who practices in Elder Law, Medicaid, APD, and/or Special Needs, so that they have competent counsel through the Guardian Advocacy process.


If the caller is located in Central Florida, we tell them they are lucky. There is a Ninth Circuit Court (Orange & Osceola Counties) Judge who had taken on Guardian Advocacy as their pet project. As such, there are a ton of forms and resources available on the Ninth Circuit Court’s website.


Other good resources for information about Guardian Advocacy include a PDF guide put out by the 14th Judicial Circuit Court (Bay, Calhoun, Gulf, Homes, Jackson, and Washington Counties).


The Department of Children and Families has also created an online training course for Guardian Advocates.


It is amazing what happens when we give out these resources to families – you can hear the relief in their voices. Giving them a few, simple connections to the information they were looking for without sending them off to make 20 more calls to other agencies, really helps.


Often they are surprised that we readily give out such information. No, we are not a government resource agency, or a county extension office, or a charitable organization operating as a not for profit. We are just a caring group of folks who know how tough these systems can be, and we are glad to help others when we can.


Do you have other great resources for Guardian Advocacy? Leave us a comment and let us know what information you’ve found to be helpful.


Did You Know?


That Stetson College has been leasing space in local hotel rooms to relieve overcrowding in the dorms? However, the most unexpected thing is that one of the hotels they leased in being converted in an Assisted Living Facility where both seniors and college students will live in the same building. Read more about this conversion.


Tip of the Month:


Since the Supreme Court issued a decision holding that same-sex couples have a constitutional right to marry in all states in June, 2015, the Social Security has been busy updating its policy? You can find out information about benefits for same-sex couples on Social Security’s website.


Blog Posts:

Here are some of our recent blog posts, in case you missed any.

You can check out or blog at, or follow us online on Facebook or LinkedIn and never miss an article again.


Community Events


Click on the event for additional information.


November 6 – Senior Insurance Days at One Senior Place – Altamonte Springs


November 9 – Senior Survival Workshop by Kathleen Flammia – One Senior Place – Altamonte Springs


November 10 – Seminole County Guardian ad Litem Program Information Night – Sanford


November 10 – Tea & Tranquility for Caregivers – One Senior Place – Altamonte Springs


November 10 – “Creative Ways to Exercise at Home” – Counsel for Caregivers West Orange Seminar – Ocoee


November 11 –  Caregiver College – One Senior Place – Altamonte Springs


November 11 – “Meditation, Relaxation, and Reiki for Caregivers” – Counsel for Caregivers East Orange Seminar – Orlando


November 13 – Peace After Pet Loss by Peggy Hoyt – One Senior Place – Altamonte Springs


November 16 – Building Your Caregiver Resource Toolbox – One Senior Place – Altamonte Springs


November 17 – Medicaid and Estate Planning Workshops by Hoyt & Bryan – One Senior Place – Altamonte Springs


November 19 – “Nutritional Needs & Diet Changes Later in Life” Counsel for Caregivers Seminar – Orlando


November 19 – 6 Things You Need to Know AFTER Your Hospital Stay – One Senior Place – Altamonte Springs


November 26 – Happy Thanksgiving!!